About the Opportunity

We are seeking a Senior / Mid-level iOS Engineer to drive the evolution of our payment features within the Payments segment.

Our Payments Team does the heavy lifting behind money movement—powering seamless transactions across regional and global networks. We believe in building high-performance, rock-solid mobile experiences that make sending and receiving money feel effortless and secure. This is a unique opportunity to own a critical domain of a banking app used by millions, where your code directly impacts how users manage their daily financial lives.

In this role, you will:

Develop and scale core payment features within the N26 iOS app using modern Swift.
Write clean, testable, and highly maintainable code, following modular architecture principles and modern iOS design patterns.
Collaborate cross-functionally with Product Managers, Product Designers, and Backend Engineers to take features from inception to production.
Drive engineering excellence across the mobile community through active code reviews, tech talks, and contributions to shared core libraries.
Ensure app performance, security, and reliability, proactively identifying and resolving bottlenecks in critical payment pathways.

What you need to be successful

Background & Experience:

Proven professional iOS development experience, ideally within consumer-facing, security-sensitive applications at a fast-paced product company or fintech disruptor.
Formal background in Computer Science, Software Engineering, or equivalent practical, hands-on experience.

Skills & Mindset:

Strong Swift & iOS SDK expertise, with a deep understanding of core concepts like concurrency, memory management, and local data persistence.
Architectural awareness: Experience working with modern architecture patterns (MVVM, VIPER, or Modular Architecture) in large-scale codebases.
Quality-first mindset: Hands-on experience writing robust unit and integration tests for critical app workflows.
Collaborative attitude: Strong communication skills and a team-first mindset that thrives in an agile, cross-functional environment.

What’s in it for you

Accelerate your career growth by joining one of Europe’s leading digital bank disruptors 🚀.
Competitive compensation package including a Personal Development Budget and a Work-From-Home allowance.
N26 Perks: Free N26 You/Metal subscription for yourself, plus friends & family discounts.
Health & Lifestyle: Subsidized fitness and wellness memberships, language learning apps, and public transportation perks.
Time to recharge: Generous vacation allowance, plus an additional day of annual leave for each year of service.
International environment: High autonomy working alongside 80+ nationalities in modern offices across Berlin, Barcelona, and Vienna.
Relocation Support: Comprehensive relocation package and visa support for international hires.

Who we are

N26 has reimagined banking for today’s digital world. Technology and design empower everything we do, helping us build the global banking platform the world loves to use.

We've eliminated physical branches, paperwork, and hidden fees in favor of an elegant digital experience. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do.

Headquartered in Berlin with offices in Vienna, Barcelona, and Madrid, our team is over 1,500 strong, representing more than 80 nationalities.

Diversity & Inclusion at N26

At N26, we believe our strength lies in our people and the varied perspectives they bring. We strive to build diverse teams that drive innovation and business success. We actively seek talent from all backgrounds and welcome applications from all genders, cultures, sexual orientations, abilities, neurodiversities, and ages.

Do you see yourself thriving in this role? We encourage you to apply even if you don’t meet 100% of the criteria. You may just be the right fit for this or other roles at N26!

If you require any specific accommodations during the interview process, please let us know—we are here to support you every step of the way.

Discover more about Diversity & Inclusion at N26: n26.com/en-eu/diversity-and-inclusion